Bharat Book Bureau

This report analyzes the global insurance market in terms of market size, key drivers and resistors, trends and competitive positioning. It includes profiles of the top ten companies in the industry along with 5-year financial analysis and in-depth SWOT analysis.

Scope

* Performance of the global insurance market on the basis of sales, volume and respective growth patterns over the past five years
* Obtain descriptive profiles of the top ten leading players including strategic initiatives undertaken in the last 12 months
* Analysis of the Strengths, Weaknesses, Opportunities and Threats of the top 10 insurance companies along with business overview and financials
* Benchmark the performance of the top 10 players for the past five years; includes revenue comparison, profitability analysis, industry-specific ratios

Highlights

In 2013, the global insurance market is forecast to have gross written premiums of $4,665.1 billion, an increase of 20% over 2008.

Reasons to Purchase

* Save time, money and resources on analyzing the top 10 insurance companies using this report
* Analyze the global insurance market with key industry metrics including market value, market volume, and growth forecasts
* Assess the intensity of competition based on the 5-forces model including degree of rivalry, substitutes, new entrants, buyer power and supplier power

Table of Contents:

Table of Contents 2
Table OF FIGURES 3
TABLES 4
Executive Summary 5
Industry analysis 5
Industry definition 5
Research highlights 5
Market Value 6
Market Forecast 7
Market Share 8
Market Segementation 10
Five Forces Analysis 11
Summary 11
Buyer power 12
Supplier power 14
New entrants 15
Substitutes 16
Rivalry 17
Top 10 Companies Landscape 18
Top 10 Companies Landscape 18
AXA 20
Allianz Group 20
American International Group, Inc. 20
Assicurazioni Generali 20
Aviva Plc 20
ING Groep N.V. 20
Munich Re 20
Zurich Financial Services 21
CNP Assurances SA 21
Aegon 21
Revenue analysis 22
Financial performance analysis 24
Operating profit analysis 25
Net profit analysis 26
Ratio analysis 27
Company Reports 29
AXA 29
Company overview 29
Business description 29
SWOT analysis 30
Strengths 30
Weaknesses 31
Opportunities 32
Threats 33
Recent developments 35
Allianz Group 36
Company overview 36
Business description 36
SWOT analysis 38
Strengths 38
Weaknesses 39
Opportunities 40
Threats 41
Recent developments 41
American International Group, Inc. 43
Company overview 43
Business description 43
SWOT analysis 45
Strengths 45
Weaknesses 46
Opportunities 47
Threats 48
Recent developments 49
Assicurazioni Generali 51
Company overview 51
Business description 51
SWOT analysis 51
Strengths 51
Weaknesses 52
Opportunities 53
Threats 54
Recent developments 54
Aviva Plc 56
Company overview 56
Business description 56
SWOT analysis 57
Strengths 57
Weaknesses 58
Opportunities 59
Threats 60
Recent developments 61
ING Groep N.V. 63
Company overview 63
Business description 63
SWOT analysis 64
Strengths 64
Weaknesses 65
Opportunities 66
Threats 67
Recent developments 68
Munich Re 69
Company overview 69
Business description 69
SWOT analysis 70
Strengths 70
Weaknesses 71
Opportunities 72
Threats 74
Recent developments 75
Zurich Financial Services 76
Company overview 76
Business description 76
SWOT analysis 77
Strengths 77
Weaknesses 77
Opportunities 78
Threats 79
Recent developments 80
CNP Assurances SA 81
Company Overview 81
Business description 81
SWOT analysis 82
Strengths 82
Weaknesses 83
Opportunities 83
Threats 85
Recent developments 86
Aegon 87
Company overview 87
Business description 87
SWOT analysis 88
Strengths 88
Weaknesses 89
Opportunities 90
Threats 91
Recent developments 92
Financial Analysis 93
AXA 93
Allianz Group 96
American International Group Inc. 99
Assicurazioni Generali SpA 102
Aviva 105
ING Groep 108
Munich Re 112
Zurich Financial Services 115
CNP Assurances SA 118
Aegon 121
APPENDIX 124

List of Tables
Table 1: Global insurance market, $ billion, 2004-08 6
Table 2: Global insurance market forecast, 2009-13 7
Table 3: Global top 10 insurance companies market share-premiums, % share, 2008 8
Table 4: Global top 10 insurance companies market segmentation-geography ,% Share 2008 10
Table 5: Revenue of global top 10 insurance companies, $ million, FY2008 18
Table 6: Revenue growth of global top 10 insurance companies, 2006-08 22
Table 7: Key financials of global top 10 insurance companies, FY2008 24
Table 8: Key industry specific ratios-FY2008 27
Table 9: AXA-Financial and operational highlights, 2004-08 ($ million) 93
Table 10: AXA-Key industry specific ratios, 2004-08 95
Table 11: Allianz Group-Financial and operational highlights, 2004-08 ($ million) 96
Table 12: Allianz Group-Key industry specific ratios, 2004-08 98
Table 13: American International Group Inc.-Financial and operational highlights, 2004-08 ($ million) 99
Table 14: American International Group Inc.-Key industry specific ratios, 2004-08 101
Table 15: Assicurazioni Generali SpA-Financial and operational highlights, 2004-08 ($ million) 102
Table 16: Assicurazioni Generali SpA-Key industry specific ratios, 2004-08 104
Table 17: Aviva-Financial and operational highlights, 2004-08 ($ million) 105
Table 18: Aviva-Key industry specific ratios, 2004-08 107
Table 19: ING Groep-Financial and operational highlights, 2004-08 ($ million) 108
Table 20: ING Groep-Key industry specific ratios, 2004-08 111
Table 21: Munich Re-Financial and operational highlights, 2004-08 ($ million) 112
Table 22: Munich Re-Key industry specific ratios, 2004-08 114
Table 23: Zurich Financial Services-Financial and operational highlights, 2004-08 ($ million) 115
Table 24: Zurich Financial Services-Key industry specific ratios, 2004-08 117
Table 25: CNP Assurances SA-Financial and operational highlights, 2004-08 ($ million) 118
Table 26: CNP Assurances SA-Key industry specific ratios, 2004-08 120
Table 27: Aegon-Financial and operational highlights, 2004-08 ($ million) 121
Table 28: Aegon-Key industry specific ratios, 2004-08 123

List of Figures
Figure 1: Global insurance market, $ billion, 2004-08 6
Figure 2: Global insurance market, $ billion, 2009-13 7
Figure 3: Global top 10 insurance companies market share-premiums, % share, 2008 9
Figure 4: Global top 10 insurance companies market segmentation-geography ,% Share 2008 10
Figure 5: Forces driving competition in the global life and health insurance market 11
Figure 6: Drivers of buyer power in the global insurance market 12
Figure 7: Drivers of supplier power in the global insurance market 14
Figure 8: Factors influencing the likelihood of new entrants in the global insurance market 15
Figure 9: Factors influencing the threat of substitutes in the global insurance market 16
Figure 10: Drivers of degree of rivalry in the global insurance market 17
Figure 11: Premium of global top 10 insurance companies, $ million, FY2008 19
Figure 12: Revenue growth of global top 10 insurance companies, 2006-08 23
Figure 13: Operating performance analysis, FY2008 25
Figure 14: Net profit analysis, FY2008 26

For more please visit
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Affinity and Partnership Marketing in UK Accident and Health Insurance

Finaccord’s report titled Affinity and Partnership Marketing in UK Accident and Health Insurance represents the most detailed research ever undertaken on this sector and is one of seven studies in a new series of publications. Drawing on the results of a survey of 2,500 organisations, the report analyses the penetration, operating models and partner market shares of affinity and partnership marketing schemes for accident and health insurance across a range of distributor categories. These include banks, building societies, charities, friendly societies, Internet, media and telecoms entities, on-line aggregators and brokers, professional associations, retailers, trade associations and trade unions. Moreover, the PartnerBASE™ database that accompanies the report provides the granular detail behind the analysis, detailing each of the more than 300 affinity and partnership marketing initiatives traced by Finaccord in this sector. In the context of this report, accident insurance embraces all types of policy usually encompassed by the definition, including personal accident insurance, accidental death insurance, accident cash plans and serious injury plans, but with the exception of creditor or payment protection insurance. In a similar vein, health insurance refers to dental expenses policies, health cash plans and private medical insurance but, again, omits creditor or payment protection insurance. You may be able to use this report and associated PartnerBASE™ database in one or more of the following ways: - drill down into the detail lying behind affinity and partnership marketing schemes for accident and health insurance in the UK; - gain access to research that chronicles the vast majority of affinity marketing opportunities in accident and health insurance; - benchmark the competitive position of your own organisation in affinity and partnership marketing of accident and health insurance and spot opportunities for displacing rivals; - gain a wider perspective from learning about recent innovations in partnership marketing of insurance in continental Europe and Ireland; - plan your future affinity and partnership marketing strategy for accident and health insurance armed with the best market and competitor intelligence available on this subject. Together, the report and PartnerBASE™ database will provide you with the definitive guide to current and potential affinity and partnership marketing opportunities in UK accident and health insurance.

TABLE OF CONTENTS

0.0 EXECUTIVE SUMMARY2
Research background and structure 2
Accident and health insurance embraces a variety of different types of protection policy 2
A majority of affinity marketing schemes for accident insurance are organised through brokers2
although AIG and HMCA are identifiable as the leading specialist providers in this field3
Over a quarter of organisations surveyed in 18 sub-categories offer health insurance3
with BUPA emerging as the provider with the highest outright number of exclusive partnerships 4
Key success factors for affinity marketing in accident and health insurance vary by type of policy 4
and there is scope for comparing developments in the UK with those in continental Europe4

1.0 INTRODUCTION6
Finaccord6
UK affinity and partnership marketing publications6
Other UK consumer research publications 6
PartnerBASE™ 7
Definitions7
Rationale 8
The channels used to distribute financial products and services in the UK continue to proliferate8
with on-line affinity and partnership marketing having growing rapidly in importance of late 8
Methodology10
Errors, omissions and limit of liability 11

2.0 MARKET OVERVIEW13
Affinities and partnerships in UK accident and health insurance13
Over 10% of organisations surveyed in nine sub-categories promote accident insurance13
with most schemes organised through brokers rather than placed directly with underwriters15
Affinity programs for health insurance are more widespread than those for accident insurance17
with BUPA having established the highest outright number of deals with partner organisations 19

3.0 NOT-FOR-PROFIT AFFINITY GROUPS21
31 Charities21
Introduction21
Analysis of partnerships 21
Three charities are engaged in marketing accident and health insurance policies to supporters21
intune’s main target market is the affluent over-50 age group served by Saga23
and the company is interested in working with suppliers that fulfil a variety of criteria23
intune is employing a multi-channel distribution strategy including the charity’s high street outlets 23
as it seeks to reach an operating profit of £15 million per annum by 2012 23
33 Professional associations 24
Introduction24
Over 50 professional associations possess in excess of 5,000 individual members 24
Analysis of partnerships 27
The vast majority of professional associations offering motor insurance do so through a broker27
with Parliament Hill having expanded its roster of member benefits clients to 11 associations27
A further three brokers each claim to more than one deal in the professional association segment27
Almost a half of associations have organised health insurance schemes for their members29
BUPA and HMCA rank among the foremost providers to the professional association sector29
although other protagonists including Benenden Healthcare and WPA are also active 29
34 Sports organisations 31
Introduction31
Analysis of partnerships 31
Perkins Slade has carved out a strong position for itself in the sports organisation sector31
having been appointed as the approved insurance broker to the CCPR31
although at least a dozen other firms are also active as affinity providers in this market 31
HMCA has begun to establish schemes for health insurance with sports organisations 33
35 Trade associations34
Introduction34
Analysis of partnerships 36
Over 5% of trade associations have organised the provision of stand-alone accident insurance36
although the provision rate for health insurance is nearly three times higher 37
BUPA and Private Health Partnership are most commonly used by trade associations 37
Private Health Partnership has built up a portfolio of around 8,000 mainly corporate clients 37
36 Trade unions 39
Introduction39
Analysis of partnerships 41
AIG has established several distribution deals for accident insurance with trade unions 41
A number of trade unions have organised propositions in the area of health insurance43
with both BUPA and Simplyhealth’s HSA each claiming more than one affinity partnership43
37 Other not-for-profit affinity groups45
Introduction45
Lifestyle organisations 45
The Countryside Alliance collaborates with RK Harrison for specialist accident insurance45

4.0 FINANCIAL PARTNERS 47
41 Banks47
Introduction47
Analysis of partnerships 48
Only a handful of retail banks in the UK offer accident insurance on a stand-alone basis48
although a significant amount of behind-the-scenes tele-marketing is also taking place49
which also extends to lower cost health policies in addition to private medical insurance 49
42 Building societies51
Introduction51
Analysis of partnerships 52
Building societies display limited visible interest in non-creditor accident and health insurance52
43 Credit cards and premium accounts53
Introduction53
Analysis of partnerships 53
Accident and health insurance coverages are rarely packaged with banking products53
although Alliance & Leicester’s Premier 50 Health Benefits concept is an innovative service53
44 Credit unions55
Introduction55
Analysis of partnerships 56
Norwich Union accesses the credit union market as the approved supplier of CUNA Mutual56
although the Scottish Police Credit Union has also established an affinity link with BUPA56
45 Friendly societies 58
Introduction58
Analysis of partnerships 59
Friendly society involvement in accident and health insurance remains almost entirely internal59
46 Insurance companies 60
Introduction60
Analysis of partnerships 61
PruHealth is aiming for an overall market share of 10% in private medical insurance by 201161
47 On-line aggregators and brokers 62
Introduction62
Analysis of partnerships 63
Chase Templeton’s Preferred Medical is the partner of both Confusedcom and The Motley Fool 63
48 Specialised lenders64
Introduction64
Analysis of partnerships 65
American Express has linked with Aetna’s Goodhealth Worldwide for an expatriate health policy65

5.0 COMMERCIAL ENTITIES67
51 Automotive associations 67
Introduction67
Analysis of partnerships 68
Through First Assist, RAC is marketing a travel-related accident insurance policy68
52 Cricket and rugby clubs69
Introduction69
Analysis of partnerships 69
Cricket and rugby clubs have no involvement in either accident or health insurance69
albeit both cricket and rugby attract sponsors from the financial services sector 69
53 Football clubs 70
Introduction70
Analysis of partnerships 70
Football clubs display little appetite for affinity marketing of either accident or health insurance70
54 Internet, media and telecoms entities72
Introduction72
Analysis of partnerships 73
ACE European Group maintains a link with Candis for personal accident insurance73
Moneysupermarketcom and Insurancewidecom account for a majority of media affinities74
55 On-line price comparison providers 75
Introduction75
Analysis of partnerships 76
Only PriceRunner has established a searching facility for health insurance under its own brand76
56 Retailers77
Introduction77
Analysis of partnerships 78
Retailers appear to remain wary about acting as partners for accident or health insurance78
although PruHealth’s alliance with Boots could be a key turning point in the affinity market 78
The Boots web site is the most frequently visited health and wellness site in the UK78
and the initial results from the partnership have been encouraging in a variety of ways78
Greenbee will allow the John Lewis Partnership to expand its share of total client expenditure 79
Fit with the values of the John Lewis Partnership has been key to selection of affinity partners80
57 Other commercial entities81
Introduction81
Branded conglomerates81
Saga and Virgin leverage their brands across the full consumer financial services spectrum81
Loyalty schemes82
The loyalty schemes category extends to a range of diverse travel and other reward programs82
with several offering members the chance points through purchase of health insurance82
AIRMILES reconfigures its affinity strategy by forging a new link with Lloyds TSB83
Delivering memorable experiences continues to be key to the AIRMILES proposition83
Lloyds TSB hopes to leverage the relationship across a range of financial services 83
AIRMILES has bolstered its range of family-oriented redemption options84
and is also in the process of rolling out a policy asserting its ‘green’ credentials84
The Post Office84
The Post Office is seeking to grow its total portfolio of insurance policies to two million by 201084

6.0 EUROPEAN INNOVATIONS87
Introduction87
Events in affinity and partnership marketing in Europe, 2006 and 200787
Winter 200687
AEGON expands bancassurance reach in Spain through link with local savings bank87
Fondiaria SAI firms up link with Banca Popolare di Milano for bancassurance venture 87
Elvia reinforces position in travel insurance sector through new distribution deals 88
Estonian bank diversifies into non-life bancassurance by establishing captive company88
AIB and Aviva finalise Irish bancassurance deal by combining life insurance firms88
AXA and Adeslas co-operate for health insurance distribution in Spain 89
Cattolica and Banca Lombarda extend life insurance distribution tie to 201089
French banking and insurance partners pilot Séréna personal assistance platform89
Spring 200689
Spanish arm of CIGNA launches health insurance through Travel Club loyalty program89
Fortis health insurance  and An Post confirm Irish financial services joint venture 90
MACIF and MNRA create affinity programs for small businesses in France90
Mapfre and Caja de Madrid extend scope of co-operation to automotive finance 90
Proteq ties with leading Dutch pharmacy chain for affinity insurance venture 90
ESFG and Crédit Agricole strengthen Portuguese bancassurance ties 90
Aon and Delta Lloyd join forces for affinity insurance venture in the Netherlands91
Summer 2006 91
Fondiaria and Capitalia link for non-life bancassurance joint venture in Italy91
Mondial Assistance renews international assistance contract with Chrysler Jeep 91
Cattolica strengthens strategic bancassurance tie with BPVN in Italy91
CNP launches new permanent disability and long-term care contract with ASAC-FAPES91
BBVA and Sanitas combine in Spanish health insurance distribution deal92
AXA seals affinity insurance tie with Bertelsmann media club in Germany 92
CNP extends major bancassurance deals in France through to end 201592
Winterthur and Sanitas agree tie for health insurance distribution in Switzerland 92
Europäische expands card-related travel insurance deals in Germany92
Autumn 200692
Aon Italia rolls out new propositions for professional affinity partner 92
AXA buys major Greek bancassurance protagonist for €255 million 93
French mutuals tie for retirement savings cross-selling initiative 93
BBVA and Willis link for high net worth property insurance venture in Spain 93
Uniqa commences bancassurance joint venture in Ukraine with Credo-Classic93
German catalogue retailer commences insurance marketing venture94
AXA replaces Talanx as SEB’s new bancassurance partner in Germany94
CNP’s life assistance arm forges tie with Chèque Domicile in France94
Santander Consumer Bank improves motor insurance offer for German car buyers 94
Winter 200795
Zurich seals new manufacturer motor insurance deal with Suzuki in Germany 95
AEGON forges new bancassurance link with Banca Transilvania in Romania95
a distribution strategy also pursued by Aviva in the same country with Finansbank 95
CIGNA targets marine sports club members with health insurance proposition in Spain95
Innovative distribution deals assist Spanish insurer Mapfre at home and abroad95
French affinity broker launches new insurance policy through AOL link 96
AEGON and ERGO tie for pensions cross-selling agreement in Poland96
Mapfre takes 50% stake in Spanish savings bank insurance unit96
Cattolica finalises bancassurance agreement with Banca Popolare di Vicenza96
Mondial Assistance establishes distribution agreement with Sanyres in Spain97
VIVAS Health secures distribution link with Hibernian Direct in Ireland 97
Tie with statutory health insurer in Germany pays dividends for HUK Coburg97
Caisses d’Épargne and MACIF roll out individual health insurance contracts in France 98
Generali acquires bancassurance companies in Austria from BAWAG PSK98
Spring 200798
ADAC and Zurich disclose launch joint venture insurance company in Germany98
Mapfre seals major bancassurance deals with Bankinter and BBVA in Spain98
Folksam and Swedbank initiate new bancassurance collaboration in Sweden99
AXA acquires stakes in Monte dei Paschi di Siena bancassurance firms 99
Allianz links with Ferrari for car insurance policies in Germany 99
Groupe Caisse d’Épargne and HSBC assume control of French bancassurance firms99
AIB kicks off on-line motor insurance venture with Hibernian in Ireland99
Fondiaria SAI forges Italian bancassurance joint venture with Banca Italease99
Summer 2007 100
Generali and leading fuel retailer link for affinity tie in German insurance 100
Aviva rolls out a trio of new bancassurance deals in Italy, Poland and Spain 100
AEGON and Mapfre finalise bancassurance agreements with Spanish savings banks 101
Vienna Insurance Group links with OMV in ten countries in Central Europe 101
La Caixa buys 50% stake held by Fortis health insurance in long-standing Spanish joint venture 101
Deutsche Postbank and Talanx extend German bancassurance link for 15 years 101
ACE European Group sets up life company for continental affinity insurance initiatives 102
National Suisse and Coop Bank agree insurance co-marketing initiative 102
Sogecap commences bancassurance operations in Bulgaria and Greece 102
Groupama initiates link with integrated Internet and telecoms provider in France 102
Intesa Sanpaolo rolls out new approach to bancassurance in domestic market 102
Citroën entrusts own-brand road assistance service to Mondial Assistance 103
ING takes control of Greek bancassurance joint venture as a part of ten year deal 103
Royal & SunAlliance targets Eastern Europe and Russia through GDII joint venture 103
Crédit Agricole buys 60% stake in non-life bancassurance entity from AGF 104
Generali and PPF Group commence joint venture deal in Central and Eastern Europe 104
Banco Popolare and Fondiaria SAI finalise new bancassurance joint venture in Italy 104
Autumn 2007 104
Zurich links with TomTom for Europe-wide motor insurance distribution venture 104
Mondial Assistance secures international travel insurance ties with Eurostar and KLM 104
Genertel signs affinity insurance agreement with low-cost airline in Italy 105
Groupama forges joint venture with software house for co-marketing in France and abroad 105
If P&C plans tie with Finnish retailer’s loyalty program from June 2008 onwards 105
Allianz Suisse initiates manufacturer-branded insurance co-operation with Volkswagen 105
Deutsche Postbank secures non-life bancassurance agreement with HUK-Coburg 106

GRAPHICS / TABLES

The affinity and partnership marketing universe 9
Entities contacted for the research, segmented by broad category 10
Affinity and partnership marketing schemes for accident insurance in the UK: penetration by type of partner 14
Affinity and partnership marketing schemes for accident ins in the UK: segmentation by op model and comp 16
Affinity and partnership marketing schemes for health insurance in the UK: penetration by type of partner 18
Affinity and partnership marketing schemes for health ins in the UK: segment by op model and competitor 20
Charities offering accident and health insurance through partnerships 22
Ranking of professional associations in the UK by actual or approximate number of members 25
Ranking of professional associations in the UK by actual or approximate number of members (continued) 26
Professional associations offering accident insurance: penetration, operating models and partner market shares 28
Professional associations offering health insurance: penetration, operating models and partner market shares 30
Sports organisations offering accident insurance: penetration, operating models and partner market shares 32
Sports organisations offering health insurance: penetration, operating models and partner market shares 33
Ranking of the top 50 trade associations in the UK by actual or approximate number of members 35
Trade associations offering accident insurance: penetration, operating models and partner market shares 36
Trade associations offering health insurance: penetration, operating models and partner market shares 38
Ranking of trade unions in the UK by actual or approximate number of members 40
Trade unions offering accident insurance: penetration, operating models and partner market shares 42
Trade unions offering health insurance: penetration, operating models and partner market shares 44
Lifestyle organisations offering accident insurance through partnerships 45
Banks offering accident insurance: penetration, operating models and partner market shares 48
Banks offering health insurance: penetration, operating models and partner market shares 50
Building societies offering accident and health insurance through partnerships 52
Credit cards and premium accounts offering accident and health insurance through partnerships 54
Credit unions offering health insurance: penetration, operating models and partner market shares 57
Friendly societies offering accident insurance through partnerships 59
Insurance companies offering health insurance through partnerships 61
On-line aggregators and brokers offering health ins: penetration, operating models and partner market shares 63
Specialised lenders offering accident and health insurance through partnerships 65
Automotive associations offering accident insurance through partnerships 68
Football clubs offering accident and health insurance through partnerships 71
Internet, media and telecoms entities offering accident insurance through partnerships 73
Internet, media and telecoms entities offering accident ins: penetration, op models and partner market shares 74
On-line price comparison providers offering health insurance through partnerships 76
Retailers offering accident and health insurance through partnerships 79
Branded conglomerates offering accident and health insurance through partnerships 82
Loyalty schemes offering health insurance through partnerships 83

For more information kindly visit
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Saudi Arabia Insurance Market

The Saudi Arabian insurance industry has emerged as one of the fastest growing insurance industries across the world. While the global economic crisis has severely hit other industrial sectors, the insurance industry has marinated its 25-30% annual growth rate on the back of compulsory insurance lines.

According to our new research report “Saudi Arabia Insurance Market to 2012”, protection & savings and health insurance are the fastest growing insurance lines in the country, with health insurance accounting for around 44% of the overall insurance market as of the end of 2008. Besides, long-term growth of the insurance industry primarily depends on the performance of protection and savings insurance, owing to low penetration of life insurance in the country. The protection and savings insurance premium is expected to grow at a CAGR of around 55% over the forecast period (2009-2013).

The health insurance sector is also expected to expand vigorously as the increasing involvement of private companies develops the scope for insurance cover, and as foreign nationals and foreign pilgrims are obliged to take out insurance. In addition to this, the most recent introduction of compulsory health insurance for private employees, irrespective of the size of the company they are working with, will further boost the health insurance market in the country.

Moreover, general insurance category, which accounts for majority of insurance premium in the country, is showing substantial growth despite being heavily hit by the financial crisis. It is expected to grow at about 13% during 2009-2013, owing to rising motor and property insurance. Energy and liability insurance are expected to emerge as the fastest growing general insurance segments over the forecast period.

“Saudi Arabia Insurance Market to 2012” is the outcome of extensive research and detailed study of the insurance sector in Saudi Arabia. The report discusses each of the insurance products in detail. Most importantly, it guides clients in the direction in which the sector is likely to move in the coming years. The report also analyzes the pattern of macroeconomic variables and their impact on the insurance sector of the country. It also discusses the emerging industry trends which will decide the future of the insurance sector in the country.

Table of Contents:

1. Analyst View
2. Macroeconomic Scenario
3. Insurance Industry Overview
4. Industry Forecast to 2013
4.1 Health
4.2 Protection and Savings
4.3 General
4.3.1 Motor
4.3.2 Property/Fire
4.3.3 Marine
4.3.4 Engineering
4.3.5 Aviation
4.3.6 Others
5. Industry Trends Analysis
5.1 Emerging Export Credit Insurance
5.2 Pension Funds System
5.3 Potential in Bancassurance
5.4 Insurance Penetration
5.5 Insurance Density
5.6 Retention Ratio
5.7 Commission Expenses
5.8 Market Capitalization
6. Regulatory Environment
6.1 Saudi Arabian Monetary Agency
6.2 Cooperative Insurance Regulations
6.3 Foreign Ownership
7. Competitive Landscape

List of Figures:

Figure 2-1: Real GDP Growth (%), 2008-2012
Figure 2-2: Per Head Disposable Income (US$), 2008-2012
Figure 3-1: Insurance Premium (Billion SAR), 2006-2008
Figure 3-2: Claims Paid (Billion SAR), 2006-2008
Figure 3-3: Forecast for Insurance Premium (Billion SAR), 2009-2013
Figure 4-1: Insurance Premium by Category (%), 2008
Figure 4-2: Forecast for Insurance Premium by Category (%), 2013
Figure 4-3: Health Insurance Premium (Billion SAR), 2006-2008
Figure 4-4: Forecast for Health Insurance Premium (Billion SAR), 2009-2013
Figure 4-5: Health Insurance Claims Paid (Billion SAR), 2006-2008
Figure 4-6: Protection and Savings Insurance Premium (Billion SAR), 2006-2008
Figure 4-7: Forecast for Protection and Savings Insurance Premium (Billion SAR), 2009-2013
Figure 4-8: Protection & Savings Insurance Claims Paid (Million SAR), 2006-2008
Figure 4-9: General Insurance Premium (Billion SAR), 2006-2008
Figure 4-10: Forecast for General Insurance Premium (Billion SAR), 2009-2013
Figure 4-11: General Insurance Premium by Category (%), 2008
Figure 4-12: Motor Insurance Premium (Billion SAR), 2007 & 2008
Figure 4-13: Forecast for Motor Insurance Premium (Billion SAR), 2009-2013
Figure 4-14: Motor Insurance Claims Paid (Billion SAR), 2007 & 2008
Figure 4-15: Property/Fire Insurance Premium (Million SAR), 2007 & 2008
Figure 4-16: Forecast for Property/Fire Insurance Premium (Million SAR), 2009-2013
Figure 4-17: Property/Fire Insurance Claims Paid (Million SAR), 2007 & 2008
Figure 4-18: Marine Insurance Premium (Million SAR), 2007 & 2008
Figure 4-19: Forecast for Marine Insurance Premium (Million SAR), 2009-2013
Figure 4-20: Marine Insurance Claims Paid (Million SAR), 2007 & 2008
Figure 4-21: Engineering Insurance Premium (Million SAR), 2007 & 2008
Figure 4-22: Forecast for Engineering Insurance Premium (Million SAR), 2009-2013
Figure 4-23: Engineering Insurance Claims Paid (Million SAR), 2007 & 2008
Figure 4-24: Aviation Insurance Premium (Million SAR), 2007 & 2008
Figure 4-25: Forecast for Aviation Insurance Premium (Million SAR), 2009-2013
Figure 4-26: Aviation Insurance Claims Paid (Million SAR), 2007 & 2008
Figure 4-27: Energy Insurance Premium (Million SAR), 2007 & 2008
Figure 4-28: Energy Insurance Claims Paid (Million SAR), 2007 & 2008
Figure 4-29: Accident, Liability and Other Insurance Premium (Million SAR), 2007 & 2008
Figure 4-30: Accident, Liability and Other Insurance Claims Paid (Million SAR), 2007 & 2008
Figure 5-1: Insurance Penetration by Category (%), 2005-2008
Figure 5-2: Insurance Density by Category (SAR), 2005-2008
Figure 5-3: Retention Ratio by Business Line (2007 & 2008)
Figure 5-4: Commission Expenses (Million SAR), 2005-2008

List of Tables:

Table 5-1: Number of Insurance Companies by Equity Capital (2008)
Table 7-1: Top Ten Insurance Companies by Market Capitalization (Million SAR)

For more information kindly visit
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Blue Cross Blue Shield of Michigan Strategic Analysis Review

Blue Cross Blue Shield of Michigan (BCBSM) is an independent non-profit organization. It is operating in managed health care segment. The company is delivering health insurance services in Michigan under license from Blue Cross Blue Shield health insurance associations.  BCBSM is providing dental, vision, and Medicare supplement coverage, also workers’ compensation insurance, health assessment, and health care management services.

Global Markets Direct, the leading business information provider, presents an in-depth strategic and operational analysis of Blue Cross Blue Shield of Michigan. The report provides a comprehensive insight into the company, including business structure and operations, executive biographies and key competitors. The hallmark of the report is the detailed strategic analysis and Global Markets Direct’s views on the company.

Scope

-The company’s strengths and weaknesses and areas of development or decline are analyzed. Strategic and operational factors are considered.
-The opportunities open to the company are considered and its growth potential assessed. Competitive or technological threats are highlighted.
-The report contains critical company information – business structure and operations, company history, major products and services, key competitors, key employees and executive biographies, different locations and important subsidiaries.

Reasons to buy

-A quick “one-stop-shop” to understand the company.
-Enhance business/sales activities by understanding customers’ businesses better.
-Get detailed information and strategic analysis on companies operating in your industry.
-Identify prospective partners and suppliers – with key data on their businesses and locations.
-Capitalize on competitors’ weaknesses and target the market opportunities available to them.
-Scout for potential acquisition targets, with detailed insight into the companies’ strategic and operational performance.

Table Of Contents:

Key Information  1
Key Facts  1
Table Of Contents  2
List of Tables  2
Company Overview  3
Major Products and Services  3
Overview  3
History  4
SWOT Analysis Overview  6
Overview  6
Blue Cross Blue Shield of Michigan - Strengths  6
Strong Presence in Michigan  6
Licensed Brand  6
Wide Network of Health Service Providers  6
Enrolling Customers Online  6
Blue Cross Blue Shield of Michigan - Weaknesses  6
Lack of Diversified Customer Base  6
Poor Operating Results  6
Blue Cross Blue Shield of Michigan - Opportunities  7
Major Acquisitions  7
Collaborative Program  7
Growing Demand for Generics  7
Blue Cross Blue Shield of Michigan - Threats  7
Increased Cost of Prescription Drugs  7
Industry Consolidation  7
Reduced Federal Expenditure  7
Key Competitors  8
Key Employees  8
Company Statement  10
Locations And Subsidiaries  10
Head Office  10
Appendix  11
Methodology  11
About Global Markets Direct  11
Contact Us  11
Disclaimer  11

List of Tables:
Blue Cross Blue Shield of Michigan, Key Facts  1
Blue Cross Blue Shield of Michigan, Key Facts  1
Major Products and Services  3
Blue Cross Blue Shield of Michigan, History  4

For more please visit
http://www.bharatbook.com/Market-Research-Reports/Blue-Cross-Blue-Shield-of-Michigan-Strategic-Analysis-Review.html

Patient Monitoring Systems forecasts for 2012 & 2017

Demand to grow nearly 6% per year through 2011. US demand for patient monitoring systems is forecast to rise 5.9 percent yearly to $12 billion in 2012. Advances in wireless and sensor technologies will bolster growth by leading to the introduction of new equipment and accessories with enhanced performance capabilities. Patient monitoring procedures will rise throughout the primary health care sector based on contributions to improved therapeutic outcomes and efficiencies. The market for selfmonitoringactivities will also expand  as chronic care patients, especially persons with asthma, diabetes and heart disorders, focus greater attention on preventive care.

Blood glucose test supplies to remain top accessory

Blood glucose testing supplies will continue to dominate sales for patient monitoring accessories based on upward trends in the prevalence of diabetes and enhanced efforts by the health care sector to reduce the number of undiagnosed cases. The expansion of diabetes education programs will encourage diabetic patients to follow established guidelines for self-testing and periodic professional examinations, resulting in double-digit gains through 2012. The best opportunities will emerge in electrochemical blood glucose test strips, which require less blood and yield faster and more accurate results than older photometer reflectance test strips. The expansion of ECG and other vital signs monitoring activities in hospitals and outpatient centers, coupled with the development of advanced generation products based on microchips, will boost sales of  patient monitoring catheters, electrodes and sensors.

Remote, home use monitor devices hold best prospects

Based on contributions to health care quality, productivity and cost efficiency, wireless multi-parameter network monitors will remain the top-selling patient monitoring equipment product. Among newer product introductions, transtelephonic remote monitors will see the fastest growth in demand as they hold promising potential to save health care costs by reducing the need for hospitalizations and outpatient  episodes. Blood pressure monitors will provide mixed growth prospects. Devices for home use will post strong gains in demand as consumers assume more personal responsibility for their own health care. By contrast, cost containment pressures and relatively saturated markets will keep sales of professional blood pressure testing devices growing slowly at best.

Multi-parameter systems to increase market share

Demand for cardiac, respirator and anesthesia monitors will expand at a  below average pace due to competition from multi-parameter systems. Among these products, heart rate and peak flow meters will post the best sales gains driven by expanding use among home patients and consumers. The availability of alternative diagnostic technologies will moderate growth opportunities for fetal monitors. Blood glucose monitors and electronic thermometers will also generate relatively lackluster growth opportunities due to pricing pressures.

Study coverage

It presents historical demand data (1997, 2002, 2007) plus forecasts (2012, 2017) for patient monitoring equipment and accessories by type and market. The study also assesses market environment factors, evaluates US sales  data and profiles 28 competitors.

Table of Contents

Introduction

Executive Summary

Market Environment

General

Macroeconomic Trends

Demographic Patterns

Health Care Trends

Health Insurance

Medical Conditions

Chronic Conditions

Acute Conditions

National Health Expenditures

Medical Providers

Patient Activity

Medical Product Markets

Patient Monitoring Systems Overview

Technology

Regulation

Historical Demand Patterns

US Trade

International Markets

PRODUctS

General

Patient Monitoring Equipment

Multi-Parameter Monitors

Multi-Parameter Network Monitors

Fixed & Transportable Monitors

Patient Worn Telemetry Monitors

Central Monitoring Stations

Remote Patient Monitors

Standalone Multi-Parameter Monitors

Cardiac Monitors

ECG Monitors

Holter Monitors

Heart Rate Meters

Cardiac Output Monitors

Respiratory & Anesthesia Monitors

Respiratory Monitors

Peak Flow Meters

Spirometers

Capnographs

Other Respiratory Monitors

Anesthesia Monitors

Blood Pressure Monitors

Professional Monitors

Home Monitors

Public Stations

Blood Glucose Monitors

Self-Testing Monitors

Professional Monitors

Electronic Thermometers

Neurological Monitors

EEG Monitors

EMG Monitors

Other Neurological Monitors

Fetal & Neonatal Monitors

Antepartum Monitoring

Intrapartum Monitoring

Neonatal Monitoring

Pulse Oximeters

SET & RAINBOW Technologies

OXIMAX Technologies

Apnea Monitors

Blood Flowmeters

MRI Monitors

Coagulation Monitors

Other Patient Monitoring Equipment

Home Alert Systems

All Other Equipment

Bed Occupancy Monitors

Body Fat Analyzers

Esophageal Monitors

Eye Movement Monitors

Home Cholesterol Monitors

Patient Monitoring Accessories

Blood Glucose Test Strips

Producers

Products & Innovations

Patient Monitoring Electrodes

Lancets & Lancing Devices

Lancets

Lancing Devices

Patient Monitoring Catheters

Patient Monitoring Sensors

Technologies

Producers & Products

Other Patient Monitoring Accessories

Temperature Probes & Strips

Cables & Wires

Other Monitoring Test Strips

Gels, Adhesives & Related Preparations

All Other Patient Monitoring Accessories

MARkEtS

General

Home Health Care

Blood Glucose Monitoring Products

Other Home Monitoring Products

Hospitals

Market Overview

Patient Monitoring System Demand

Outpatient Facilities

Ambulatory Surgery Centers

Urgent Care Centers & General Medical Clinics

Other Outpatient Facilities

Physicians’ Offices

Nursing Homes

Other Markets

Industry Structure

General

Market Share

Competitive Strategies

Mergers & Acquisitions

Licensing Agreements

Research & Development

Marketing & Distribution

Manufacturing

company Profiles

List of Tables & Charts

Executive Summary

1 Summary Table

Market Environment

1 Macroeconomic Indicators

2 Population by Age Group

3 Acute Conditions

4 Chronic Conditions

5 National Health Expenditures

6 Medical Providers

7 Patient Activity

8 Home Health Care Activity

9 Medical Product Demand

10 Patient Monitoring Systems Demand, 1997-2007

11 US Trade in Patient Monitoring Systems

12 World Patient Monitoring Systems Demand

Products

1 Patient Monitoring System Demand

by Product Group

Cht Patient Monitoring System Demand

by Product Group, 2007

2 Patient Monitoring Equipment Demand

Cht Patient Monitoring Equipment Demand

by Product Group, 2007

3 Multi-Parameter Patient Monitor Demand

4 Multi-Parameter Network Patient Monitor Demand

5 Portable Network Patient Monitor Demand

6 Remote Multi-Parameter (MP)

Patient Monitor Demand

7 Telemetry Patient Monitor Demand

8 Central Monitoring Station Demand

9 Standalone Multi-Parameter

Patient Monitor Demand

10 Cardiac Monitor Demand

11 ECG Monitor Demand

12 Holter Monitor Demand

13 Heart Rate Meter Demand

14 Cardiac Output Monitor Demand

15 Respiratory & Anesthesia Monitor Demand

16 Respiratory Monitor Demand

17 Peak Flow Meter Demand

18 Spirometer Demand

19 Capnograph Demand

20 Other Respiratory Monitor Demand

21 Anesthesia Monitor Demand

22 Blood Pressure Monitor Demand

23 Blood Glucose Monitor Demand

24 Electronic Thermometer Demand

25 Neurological Monitor Demand

26 Fetal & Neonatal Monitor Demand

27 Pulse Oximeter Demand

28 Apnea Monitor Demand

29 Blood Flowmeter Demand

30 MRI Monitor Demand

31 Fetal & Pediatric Monitor Demand

32 Coagulation Monitor Demand

33 Patient Monitoring Accessory Demand

Cht Patient Monitoring Accessory Demand

by Product Group, 2007

34 Blood Glucose Test Strip Demand

35 Patient Monitoring Electrode Demand

36 Lancet & Lancing Device Demand

37 Patient Monitoring Catheter Demand by Type

38 Patient Monitoring Sensor Demand

39 Other Patient Monitoring Accessory Demand

Markets

1 Patient Monitoring System Demand by Market

Cht Patient Monitoring System Demand

by Market, 2007

2 Home Health Care Demand - Patient

Monitoring Systems

3 Hospital Demand - Patient Monitoring Systems

4 Outpatient Demand - Patient Monitoring Systems

5 Physicians’ Office Demand - Patient

Monitoring Systems

6 Nursing Home Demand - Patient

Monitoring Systems

7 Other Markets Demand - Patient

Monitoring Systems

Industry Structure

1 US Patient Monitoring Systems

Sales by Company, 2007

Cht US Patient Monitoring Systems

Market Share by Company, 2007

2 Selected Acquisitions & Divestitures

3 Selected Cooperative Agreements

For more information kindly
http://www.bharatbook.com/Market-Research-Reports/Patient-Monitoring-Systems-forecasts-for-2012-2017.html

Health Insurance Magazine for professional intermediaries and IFAs who are involved in selling health insurance and protection products both to individuals and companies. You will benefit from regular coverage of developments in all health insurance product areas, including private medical insurance, long-term care, critical illness, income protection, and employee benefits.

If you are involved in selling health insurance to third parties and want to guarantee a satisfied customer base and improved repeat business and client referrals, then you need to subscribe to Health Insurance magazine.

Learn about new health insurance products from one convenient and objective source

Offer your clients the best health insurance advice based on the broadest coverage - and build your business

Essential reading for independent financial advisers and professional intermediaries and brokers

A breadth of coverage you will appreciate now
In addition to monthly copies, readers also receive regular free supplements offering practical advice on selling health and protection products.

Health Insurance is your key to offering a better service and to developing the profitability of your business.

For more information kindly visit
http://www.bharatbook.com/Market-Research-Reports/Health-Insurance.html

Health Insurance

Health Insurance Magazine for professional intermediaries and IFAs who are involved in selling health insurance and protection products both to individuals and companies. You will benefit from regular coverage of developments in all health insurance product areas, including private medical insurance, long-term care, critical illness, income protection, and employee benefits.

If you are involved in selling health insurance to third parties and want to guarantee a satisfied customer base and improved repeat business and client referrals, then you need to subscribe to Health Insurance magazine.

Learn about new health insurance products from one convenient and objective source

Offer your clients the best health insurance advice based on the broadest coverage - and build your business

Essential reading for independent financial advisers and professional intermediaries and brokers

A breadth of coverage you will appreciate now
In addition to monthly copies, readers also receive regular free supplements offering practical advice on selling health and protection products.

Health Insurance is your key to offering a better service and to developing the profitability of your business.

To know more and to buy a copy of your report feel free to visit:  http://www.bharatbook.com/productdetail.asp?id=4103

Or

Contact us at:
Bharat Book Bureau
Tel: +91 22 2757 8668
Fax: +91 22 2757 9131
Email: info@bharatbook.com
Website: www.bharatbook.com
Blog: http://bharatbookresearch.blogspot.com

Independent 5-year insurance industry forecast for Bahrain.
Original insurance market research and insurance sector trend analysis for Bahrain’s insurance industry.
Competitive intelligence, regional insurance company rankings and SWOT analyses on international and domestic insurance companies in Bahrain.

The Bahrain Insurance Report has been researched at source and features latest available data for annual insurance premiums and claims; assets and investments; 5-year insurance industry forecasts for Bahrain through end-2012; insurance company rankings and competitive landscapes for local insurers and multinational insurance subsidiaries in Bahrain; and analysis of the latest insurance industry developments, trends and regulatory changes in Bahrain.

Bahrain Insurance Report provides professionals, consultancies, government departments, regulatory bodies and researchers with independent forecasts and regional competitive intelligence on the Bahraini insurance industry.

Key Benefits
Benchmark It’s Independent 5-Year Insurance Industry Forecast on Bahrain
to test other views - a key input for successful budgeting and planning in this strategic insurance market.
Target Business Opportunities & Risks in Bahrain’s Insurance Sector
through our reviews of latest insurance industry trends, regulatory changes, and major deals, projects and investments in Bahrain.
Exploit The Latest Competitive Insurance Intelligence & Company SWOTS
on your competitors and peers in Bahrain through our insurance company rankings by assets, premiums, income, market share, investments and leading products and services.

Executive Summary
In Q307 we have incorporated actual data for 2006 in our insurance sector reports. In Q207 much of this data was not available, and we had to make estimates. In international comparison tables, we have also incorporated data from 30 new countries in addition to the 58 for which we had data in Q207. We are now therefore able to place each country into a truly global context.

Non-life premiums rose from BHD78mn (US$206mn) in 2005 to BHD92mn (US$241mn) in 2006. Non-life premiums therefore increased by 17% in both dinar and US dollar terms. We expect that nonlife premiums will grow by 24% annually, in both dinar and US dollar terms, in 2006-2011. Life premiums rose from BHD17mn (US$44mn) in 2005 to BHD24mn (US$64mn) in 2006. Life premiums therefore increased by 46% in both dinar and US dollar terms. We expect that life premiums will grow by 16% annually, in both dinar and US dollar terms, in 2006-2011.

In 2006 the two most important lines within the non-life segment were motor and accident and helth. These two lines, respectively, accounted for 44% and 22% of non-life premiums. We have not, as yet, been able to find a detailed breakdown of Bahrain’s life segment.

Bahrain is, among the 88 countries for which we have gathered data, in the fourth quartile in terms of absolute non-life premiums in 2006, and also in the bottom quartile in terms of absolute growth of nonlife premiums last year. We would therefore categorise Bahrain as a small-sized national market for non-life insurance. Premiums are growing fairly quickly but the country will still have a population of less than 1mn even in 2011. The market cannot ever be expected to be anything other than small.

Bahrain is in the fourth quartile in terms of absolute life premiums in 2006, and in the fourth quartile in terms of absolute growth of life premiums last year. We would therefore categorise Bahrain as a smallsized national market for life insurance and one where premiums are growing quickly, albeit from a nominal base.

In 2006, non-life penetration in Bahrain grew by 5.9%, while life density rose by 42.7% in US dollar terms.

To know more and to buy a copy of your report feel free to visit: http://www.bharatbook.com/Market-Research-Reports/Insurance-Report-Bahrain.html

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 Independent 5-year insurance industry forecast for Oman.
Original insurance market research and insurance sector trend analysis for Oman’s insurance industry.
Competitive intelligence, regional insurance company rankings and SWOT analyses on international and domestic insurance companies in Oman.

The Oman Insurance Report has been researched at source and features latest available data for annual insurance premiums and claims; assets and investments; 5-year insurance industry forecasts for Oman through end-2012; insurance company rankings and competitive landscapes for local insurers and multinational insurance subsidiaries in Oman; and analysis of the latest insurance industry developments, trends and regulatory changes in Oman.

Oman Insurance Report provides professionals, consultancies, government departments, regulatory bodies and researchers with independent forecasts and regional competitive intelligence on the Omani insurance industry.

Key Benefits
Benchmark It’s Independent 5-Year Insurance Industry Forecast on Oman
to test other views - a key input for successful budgeting and planning in this strategic insurance market.
Target Business Opportunities & Risks in Oman’s Insurance Sector
through our reviews of latest insurance industry trends, regulatory changes, and major deals, projects and investments in Oman.
Exploit The Latest Competitive Insurance Intelligence & Company SWOTS
on your competitors and peers in Oman through our insurance company rankings by assets, premiums, income, market share, investments and leading products and services.

Executive Summary
In Q307 we have incorporated actual data for 2006 in our insurance sector reports. In Q207 much of this data was not available, and we had to make estimates. In international comparison tables, we have also incorporated data from 30 new countries in addition to the 58 for which we had data in Q207. We are now therefore able to place each country into a truly global context.

Non-life premiums rose from OMR103mn (US$264mn) in 2005 to OMR123mn (US$315mn) in 2006. Non-life premiums therefore increased by 19% in local currency and US dollar terms. Looking forward, we anticipate that non-life premiums will grow by 9% annually in both Omani riyal and US dollar terms over 2006-2011.

Life premiums rose from OMR14mn (US$36mn) in 2005 to OMR17mn (US$44mn) in 2006. Life premiums therefore increased by 21% in Omani riyal and US dollar terms. Looking forward, we anticipate that life premiums will grow by 20% annually in both local and US currency terms over 2006-2011.

In 2006 the two most important lines within the non-life segment were motor and property/fire. These two lines, respectively, accounted for 57% and 29% of non-life premiums. In terms of local currency premiums, the fastest growing lines last year were engineering (which grew by 83%), health insurance (62%) and accident/liability/other (37%).

We have not, as yet, been able to find a detailed breakdown of Oman’s life segment. Oman is, among the 88 countries for which we have gathered data, in the fourth quartile in terms of absolute non-life premiums in 2006, and in the fourth quartile in terms of absolute growth of non-life premiums last year. We would therefore categorise Oman as a small-sized national market for non-life insurance. This is inevitable in a country of only 3mn people. Non-life penetration is rising, but not quickly, and off a relatively low base.

Oman is in the lowest quartile in terms of absolute life premiums in 2006, and in the lowest quartile in terms of absolute growth of life premiums last year. We would therefore categorise Oman as a small-sized national market for life insurance. Life density will double over the forecast period but, even in 2011, will still be only a nominal US$30 per capita. In 2006 non-life penetration in Oman grew by 4.4% while life density rose by 17.5% in US dollar terms.

To know more and to buy a copy of your report feel free to visit: http://www.bharatbook.com/Market-Research-Reports/Insurance-Report-Oman.html

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Contact us at:
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Fax: +91 22 2757 9131
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Website: www.bharatbook.com
Blog: http://bharatbookresearch.blogspot.com

Independent 5-year insurance industry forecast for Egypt.
Original insurance market research and insurance sector trend analysis for Egypt’s insurance industry.
Competitive intelligence, regional insurance company rankings and SWOT analyses on international and domestic insurance companies in Egypt.

The Egypt Insurance Report has been researched at source and features latest available data for annual insurance premiums and claims; assets and investments; 5-year insurance industry forecasts for Egypt through end-2012; insurance company rankings and competitive landscapes for local insurers and multinational insurance subsidiaries in Egypt; and analysis of the latest insurance industry developments, trends and regulatory changes in Egypt.

Egypt Insurance Report provides professionals, consultancies, government departments, regulatory bodies and researchers with independent forecasts and regional competitive intelligence on the Egyptian insurance industry.

Key Benefits
Benchmark It’s Independent 5-Year Insurance Industry Forecast on Egypt
to test other views - a key input for successful budgeting and planning in this strategic insurance market.
Target Business Opportunities & Risks in Egypt’s Insurance Sector
through our reviews of latest insurance industry trends, regulatory changes, and major deals, projects and investments in Egypt.
Exploit The Latest Competitive Insurance Intelligence & Company SWOTS
on your competitors and peers in Egypt through our insurance company rankings by assets, premiums, income, market share, investments and leading products and services.

Executive Summary
In Q307 we have incorporated actual data for 2006 in our insurance sector reports. In Q207 much of this data was not available, and we had to make estimates. In international comparison tables, we have also incorporated data from 30 new countries in addition to the 58 for which we had data in Q207. We are now therefore able to place each country into a truly global context.

Non-life premiums rose from EGP1,104mn (US$201mn) in 2005 to EGP1,262mn (US$219mn) in 2006. Non-life premiums therefore increased by 14% in terms of the pound and 9% in US dollar terms. We expect that non-life premiums will grow by 35% annually in local currency terms, and by 40% US dollar terms, in 2006-2011.

Life premiums rose from EGP1,441mn (US$262mn) in 2005 to EGP1,693mn (US$293mn) in 2006. Life premiums therefore increased by 17% in terms of the pound and 12% in US dollar terms. We expect that life premiums will grow by 19% annually in local currency terms, and by 23% US dollar terms, in 2006-2011.

In 2006 the two most important lines within the non-life segment were motor and accident and health. These two lines, respectively, accounted for 47% and 23% of non-life premiums. We have not as yet been able to find a detailed breakdown of Egypt’s life segment.

Egypt is, among the 88 countries for which we have gathered data, in the fourth quartile in terms of absolute non-life premiums in 2006, but in the third quartile in terms of absolute growth of non-life premiums last year. We would therefore categorise Egypt as a small-sized national market for non-life insurance and one where premiums are growing modestly. However, it appears that much of the growth is being accounted for by a growing economy: non-life penetration is emphatically not changing quickly.

Egypt is in the third quartile in terms of absolute life premiums in 2006, and in the third quartile in terms of absolute growth of life premiums last year. We would therefore categorise Egypt as a mediumsized national market for life insurance and one where premiums are growing modestly. In spite of the rapid growth of population in Egypt, much of the growth is being driven by an increase in life density.

In 2006, non-life penetration in Egypt contracted by -0.3%, while life density rose by 9.9% in US dollar terms.

To know more and to buy a copy of your report feel free to visit: http://www.bharatbook.com/Market-Research-Reports/Insurance-Report-Egypt.html

Or

Contact us at:
Bharat Book Bureau
Tel: +91 22 2757 8668
Fax: +91 22 2757 9131
Email: info@bharatbook.com
Website: www.bharatbook.com
Blog: http://bharatbookresearch.blogspot.com